If the first sound of the following word is a vowel sound (whether or not the letter is a vowel), use an.

an elephant, an hour, an honour, an urn

If the first sound of the following word is a consonant sound (whether or not the letter is a consonant), use a.

a helicopter, a hotel, a union

Using this rule, use an with acronyms such as MRI and STD. (MRI stands for magnetic resonance imaging and STD for sexually transmitted disease.)

an FAQ, an SMS message

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